When you’re in a car accident that isn’t your fault, the at-fault driver’s insurance company will not pay your medical bills right away. As a result, you need to be certain that you have plenty of medical payments coverage available on your automobile insurance policy.
Medical payments coverage is quite inexpensive. This insurance will pay for your medical expenses when you’ve been in an accident, regardless of fault. This insurance is good to have, even if you have good health insurance. With medical payments coverage, you don’t have to worry about deductibles, co-pays or pre-existing conditions. This is important insurance to protect you and your family from unforeseen medical expenses. You should have medical payments coverage of at least $25,000.00. This coverage will be available for you even if you’re in an accident in someone else’s vehicle.